CAR T-cell therapy is expensive. Many commercial health insurance plans pay for CAR T-cell therapy, but some may limit coverage. Others may not cover it at all.
Medicare covers CAR T-cell therapy. Medicaid coverage varies depending on the state in which you live.
Before beginning CAR T-cell therapy, your medical team will contact your insurance provider to determine if it will pay for the treatment.
Although your insurance provider may pre-approve payment for CAR T-cell therapy, some procedures may not be covered. You may also have deductibles and co-pays that add to your out-of-pocket expenses.
Prescription drugs and medical devices may or may not be covered by your plan. You may also need help with other expenses such as food, lodging, travel and utilities while undergoing treatment.
Ask the financial coordinator at your medical center to help you estimate your out-of-pocket expenses for treatment. If you have been assigned a case manager by your insurance company, he or she may be able to help you estimate out-of-pocket expenses as well.
Some of the pharmaceutical companies that provide CAR T products have assistance programs to help patients with expenses. The social worker at your medical center should also be able to help you find local resources that can help with expenses.
Updated September, 2023